Employers try to keep employees happy by offering them good benefits, sometimes “dental benefits” are among those offered to employees. But what is dental insurance and why do you maybe not benefit from it as much as you think?
Think of dental insurance as something completely different than medical insurance. It’s not catastrophic coverage, it’s more like a yearly coupon package. There is definitely value there, but every coupon package differs. And many restrictions apply. Lately the insurance industry has dentists (and physicians) jumping through more hoops to get treatment approved, and this can be incredibly frustrating to patients.
The good news is that dental insurance is relatively affordable for your employer to purchase for you, hence the reason why you might have a dental insurance plan as part of your employee package.
But what if you don’t have dental insurance? Most dental practices these days offer in-house membership plans for as little as $50/month. And these plans are very flexible, and have no waiting period, no deductibles, and essentially cut out the middle man (insurance).
In my practice, my seniors as well as small business owners have been incredibly happy with our in-house membership plan, and it’s a growing part of our practice. I’ve helped many seniors discover that their so called “AARP - dental insurance” plan is actually not that great of a deal, and it’s one of the most restrictive, lowest reimbursing plans out there.
So think big picture and ask yourself “what exactly is dental insurance and do I really need it?” Perhaps not. And you can still take excellent care of your teeth for $50/month!
(note that at our office, payment of the plan must be paid in full for the year, so $600 as a yearly fee, other dental practices may have other arrangements, for more details, contact [email protected])
Employers try to keep employees happy by offering them good benefits, sometimes “dental benefits” are among those offered to employees. But what is dental insurance and why do you maybe not benefit from it as much as you think?
Think of dental insurance as something completely different than medical insurance. It’s not catastrophic coverage, it’s more like a yearly coupon package. There is definitely value there, but every coupon package differs. And many restrictions apply. Lately the insurance industry has dentists (and physicians) jumping through more hoops to get treatment approved, and this can be incredibly frustrating to patients.
The good news is that dental insurance is relatively affordable for your employer to purchase for you, hence the reason why you might have a dental insurance plan as part of your employee package.
But what if you don’t have dental insurance? Most dental practices these days offer in-house membership plans for as little as $50/month. And these plans are very flexible, and have no waiting period, no deductibles, and essentially cut out the middle man (insurance).
In my practice, my seniors as well as small business owners have been incredibly happy with our in-house membership plan, and it’s a growing part of our practice. I’ve helped many seniors discover that their so called “AARP - dental insurance” plan is actually not that great of a deal, and it’s one of the most restrictive, lowest reimbursing plans out there.
So think big picture and ask yourself “what exactly is dental insurance and do I really need it?” Perhaps not. And you can still take excellent care of your teeth for $50/month!
(note that at our office, payment of the plan must be paid in full for the year, so $600 as a yearly fee, other dental practices may have other arrangements, for more details, contact [email protected])
https://www.dibonadentalgroup.com/patients-corner/membership-plan/
